Rideshare accidents involving an Uber or Lyft driver can create serious legal complications when you seek compensation for your injuries. Rideshare companies do not like to pay for crashes that drivers using their apps cause. But with the assistance of a trusted rideshare accident attorney from The Gatti Law Firm in Clackamas, you might be able to make them.
Our goal is to make certain you get as much compensation as possible for your car accident claim. Using strong evidence and clear arguments, we know what to do to pursue it. Before you go head-to-head with a corporation as powerful as Lyft or Uber, come to our firm first.
Free consultations are available. Call (503) 543-1114.
Insurance Coverage from Uber & Lyft
You have your options when you need compensation after a rideshare accident. The driver’s insurance policy might cover your damages, whether you were a passenger in their car or another driver. When their policy is not enough, the rideshare company that was paying them to complete the fare could also become liable and provide coverage through its policy.
Uber’s insurance policy for rideshare accidents includes three sections:
- 1st: The first phase is when the Uber driver is not using the app or has marked themselves as unavailable. Uber takes no responsibility for the driver’s actions during this time, so you can’t file against the rideshare company’s insurance policy.
- 2nd: The second phase is when the Uber driver is using the app and wants to find a passenger but has not accepted a fare yet. At this point, Uber can provide a 50/100/25 policy if the driver’s insurance policy is not enough to provide for all damages.
- 3rd: The third phase is when the Uber driver has accepted a fare or has a paying passenger in their car. At this point, Uber’s insurance policy increases to a $1 million third-party liability insurance policy that covers everyone involved in the crash. There is also additional coverage for uninsured/underinsured motorists (UM/UIM), as well as contingent comprehensive and collision coverage.
The rideshare insurance policy offered by Lyft is nearly identical to Uber’s. If you were hurt by an Uber or a Lyft driver who was on the job, then you might have a chance of demanding significant compensation.
Why You Should Hire a Rideshare Accident Lawyer
Easily the two biggest names in the rideshare industry are Uber and Lyft. Do you want to take them on by yourself after you were hurt by a driver using their app and getting paid by them? Not likely. They will be ready to minimize the value of your injury claim as much as they legally can, even if it is not fair or reasonable.
To pursue a fair amount without stressing yourself out, team up with our Clackamas and Portland rideshare accident lawyers today. We have worked diligently to become the trusted and professional law firm that locals trust to take on insurance companies and major corporations for them. It would be our honor to do the same for you while in pursuit of every cent of compensation you are owed.
Initial consultations are free at our firm! Schedule one now.