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When a wildfire causes significant damages, property loss permits individuals to file fire damage claims through their insurance provider. However, some factors can impact your ability to get compensation in a situation where wildfires cause damages to your property.
When It’s Someone Else
If you’re a homeowner, renter, or business owner, and your property suffers damage by a wildfire started by someone else, you may be able to pursue compensation. Filing a claim for damages can help you get repairs or replacements without having to pay out of pocket.
The person who started the fire may face criminal charges. However, these claims are different from many insurance claims. Working with a lawyer helps you understand how to pursue compensation in your claim and take action in the most effective manner.
When It’s a Property Owner
If the person who started the fire has his or her own property damaged, he or she will not be able to file a compensation claim. Insurance companies don’t cover self-inflicted damages, so the person would face significant issues when moving forward.
The property owner who started the fire not only faces arson charges, he or she can face charges for insurance fraud. The attempt to make money for damages the claimant creates is a very big deal and is met with criminal charges and possible jail time for a conviction.
It’s vital for those eligible to file a claim for fire damage to recognize what rights are available. When insurance companies try to take advantage of a vulnerable situation, you need to put skilled counsel in your corner.
At The Gatti Law Firm, we’re committed to your needs. Our Salem fire damage claim lawyers go above and beyond to help you know what to expect every step of the way. Let us put your needs first, give you a voice, and be the trusted advocates you need on your side.