Do I Call My Insurance Company If the Crash Isn’t My Fault?

man on the phone after a car accidentIn a crash where someone else is at fault, you should be taking steps to protect yourself. One of the most important things is reporting the crash to your insurance company. There are multiple reasons to do this, but they all have the same result: they help you start pursuing compensation at a time when you need it most.

You can’t rely on another driver to report that they are at fault for a crash and expect their insurance provider to pay you money. Reporting the crash means you start the process and prevent another insurance company from taking advantage of your rights.

You Get Your Statement on Record

When you report your collision to your insurance company, you’re providing a statement about the accident. You inform them of the moments just before the crash, the negligent act that may have led to the accident, and what steps you took immediately after.

Your statement to your insurance company is, most often, tailored for you. Because your insurance provider is looking out for you, they’re more inclined to pursue compensation from the at-fault driver’s insurance provider for your injuries.

Not Reporting Your Accident Can Be Bad News

Your insurance company and the DMV may require you to report your accident within specific time constraints. If you fail to report your accident, you could face legal consequences that not only impact the compensation you may recover, and it can also cause problems with your ability to drive.

Insurance companies may drop your coverage. If you don’t report your accident to the DMV when required, you may have your license suspended. There are numerous problems you can encounter.

Our Salem car accident attorneys at The Gatti Law Firm put your needs first. If you suffer an injury because of someone else’s negligence, we’ll use all evidence possible to safeguard your rights. Let us be your guide and your voice against negligence.

Call our firm today at (503) 543-1114.

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