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Debunking Car Accident Claim Myths

The Gatti Law Firm

insurance adjuster assessing damage to a car after an accidentFar too often, people believe in the myths regarding car accident claims. You should know that these myths can impact your claim negatively. Believing these myths can prevent you from taking the necessary action to pursue compensation.

Below, we’ll debunk some of the common myths regarding car accident claims, so you understand your rights moving forward.

“You Have to Give the Insurance Company a Recorded Statement”

You can answer some of the questions that the other insurance company may have, but only do so with a lawyer present. Providing a detailed statement can do more to hurt your claim than it will to help. You should only report the accident and the details regarding where and when the accident occurred.

“The Driver in the Back of a Rear-End Crash is Always at Fault”

Most people believe that, in a rear-end collision, the driver in the back is at fault. However, if the driver in the front is distracted and stops suddenly, they are liable because they didn’t give enough time to react. You should speak with a lawyer first to investigate the cause of the crash.

“You Can’t Receive Compensation if You Don’t Settle”

Insurance companies would rather have you settle for compensation instead of going to trial. A settlement, however, is often much less than you deserve in car accident cases. The settlement offer is the insurance company’s way to save profits and take advantage of claimants.

“You Were at Fault and Can’t File a Claim”

You never truly know your percentage of fault until speaking with legal counsel. In Oregon, modified comparative negligence allows you to pursue compensation if you are 51% at fault or less. You can still recover a portion of the damages if you are partially at fault.

Our Salem car accident lawyers are ready to help you understand your rights. At The Gatti Law Firm, we work hard on your behalf. We focus on your needs and best interests, not that of the insurance company. We’ll be by your side every step of the way.

Call our firm at (503) 543-1114 today.

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